HERO'S JOURNEY. PUBLIC OFFER

PUBLIC OFFER

or the provision of paid consulting services "HERO'S JOURNEY: MONEY" dated 02.09.2026**
FILINA PROSPERITY MANAGEMENT - FZCO, hereinafter referred to as the "Contractor", hereby offers to enter into an agreement for the provision of paid consulting services HERO'S JOURNEY: MONEY with any fully capable individual, sole proprietor, or legal entity (hereinafter the "Client") by means of acceptance of the Offer.
Territory of the offer: United Arab Emirates, as well as any other jurisdictions where the Client accepts the terms of this offer.
This document is a public offer. By accepting (full or partial prepayment), the Client confirms agreement with all terms.

1. TERMS AND DEFINITIONS.
Offer – a document published on the Contractor's website and addressed to an unlimited circle of individuals, legal entities, and sole proprietors.
Contractor – FILINA PROSPERITY MANAGEMENT - FZCO, providing paid services in accordance with the Offer.
Client – an adult capable Internet user who has paid for the Services, or for whom the Services have been paid by another individual or legal entity, or sole proprietor interested in receiving consulting services. Access to the Services is considered fulfilled at the moment of authorization on the Platform of an individual acting on behalf of and in the interests of the Client – a legal entity.
Acceptance – full and unconditional acceptance by the Client of the terms of this offer, confirming the Client's full agreement with all its clauses and provisions and the absence of any objections regarding the text of the offer as a whole or its individual clauses, including agreement with the obligations of the Client and the Contractor regarding non-disclosure and protection of confidential information.
Acceptance is recognized as the Client's completion of full payment for the Service by bank transfer, on the day the payment is credited to the Contractor's account.
Service – consulting service "HERO'S JOURNEY: MONEY" and related materials.
Contractor's Website (Website) – an information resource on the Internet, including the domain and subdomains at https://allafilinaprosperity.com/7stepstoyourmoney_uae . All materials (texts, images, photographs, videos, etc.) posted at the specified address, as well as those posted in Telegram, are the intellectual property of the Contractor.
AXL Platform for online marketing and e-courses creators (Platform) – an online platform located on the Internet. Used by the Contractor for maintaining Client accounts, as well as for organizing remote provision of Services and interaction with the Client.
Chat – closed communities in the Telegram messenger intended for the exchange of information messages between Clients and the Contractor within the framework of this offer.
Chat access – a message sent by the Contractor to the Client via email confirming the conclusion of the agreement and containing the information necessary for the Client to receive the Service on the educational platform and communication chat.

2. SUBJECT OF THE AGREEMENT.
2.1. In accordance with the procedure and on the terms provided by this Offer, the Contractor undertakes to provide the Client with the consulting service "HERO'S JOURNEY: MONEY", and the Client undertakes to accept and pay for the Service.
2.2. Services are provided remotely via the Internet. Access information is sent to the Client using the contact details provided during payment (registration), or through the functionality of the Platform.
2.3. The scope of Services under this Agreement is limited to providing the Client with consulting materials and transferring the Contractor's knowledge and practical experience. The Contractor does not guarantee the Client's achievement of any specific results resulting from their personal abilities and independent work.
2.4. The Contractor has the right to unilaterally change and supplement the terms of this offer without prior agreement with the Client, while ensuring publication of the changed terms on the Website no less than 10 (ten) calendar days before their entry into force. The Client agrees that the introduction of changes and additions to this offer entails the introduction of changes and additions to the already concluded and effective Agreement between the Contractor and the Client, and they enter into force simultaneously with such changes in this Agreement.
2.5. In case of unacceptability of the changes published by the Contractor, the Client is obligated to send a reasoned refusal in writing to the email address: Yourgreatlife2025@gmail.com within 3 (three) calendar days from the date of publication of the relevant changes.
2.6. The Client's silence within the specified period is recognized as their consent to continue contractual relations on the changed terms.
2.7. In case the Contractor receives the notification specified in clause 2.6 of this agreement, the agreement is considered terminated upon the expiration of 10 (ten) business days from the date of receipt of the relevant notification by the Contractor.

3.      TERMS OF SERVICE PROVISION.
3.1.            The term of service provision is 30 (thirty) calendar days.
3.2.            The invitation link for receiving the Service and joining the closed Channel is sent to the Client within 24 hours from the moment of payment for the Service.
3.3.            Upon expiration of the term specified in clause 3.1 of this Agreement, the Client's access to the Service (Channel) is terminated automatically. The Channel is blocked for the Client, and they lose the ability to use the Service.
3.4.            The Client independently organizes their participation in receiving the Service, studies its content, the procedure for providing access to the stages posted on the Platform or in other sources specified by the Contractor. The Client bears full responsibility for timely familiarization with the Service, performing the actions necessary to obtain access to the subsequent stages of the Service, and complying with other deadlines established within the framework of the Service provision. Failure to perform these actions through the Client's fault is not grounds for extending the terms of access to the Service or revising the terms of the Agreement.
3.5. The Client's failure to access the Service within the established term of Service provision, as well as missing the periods of opening stages, unwillingness or inability to use the Service for any reasons dependent on the Client, are not grounds for:

extending the term of Service provision;
refunding the paid funds (in full or in part);
transferring unused access days to the next period (including the next stream or enrollment);
re-providing access to the Service.

4. PROCEDURE FOR SERVICE PROVISION.
4.1. To obtain access to the Service, the Client must register on the Website by filling in their personal data (name, email address, contact phone number, and other requested information).
4.2. During registration, the Client confirms that they:

have read and agree with the terms of this Offer;
have read and agree with the Policy regarding the processing of personal data;
give consent to the processing of their personal data to the extent necessary for the performance of the Agreement;
These consents are expressed by marking the corresponding checkboxes in the registration form.

4.3. Access to the Service materials is opened to the Client in stages. The order and timing of access provision are determined by the calendar schedule established by the Contractor.

5. RIGHTS AND OBLIGATIONS OF THE PARTIES.
5.1. The Contractor undertakes to:
5.1.1. Provide the Services properly and within the established terms in accordance with the terms of this Offer and the tariff plan chosen by the Client.
5.1.2. Ensure the Client's access to the Service (materials, instructions, and closed Channel) during the term specified in clause 3 of the Offer, subject to proper payment.
5.1.3. Provide the Service materials in stages, in accordance with the calendar schedule established by the Contractor.
5.1.4. Maintain confidentiality of information received from the Client, except in cases provided by the legislation of the Russian Federation.
5.1.5. Comply with the requirements of the legislation of the Russian Federation regarding the processing, transfer, and protection of the Client's personal data, in accordance with the Privacy Policy posted on the Website.
5.1.6. Post publicly available information about the Service on the Website (description, tariffs, terms, and conditions).
5.1.7. Reimburse the Client for the cost of the Service in case of failure to provide access to the Service through the Contractor's fault, provided that the Client paid for the Service but access was not provided within 5 (five) business days from the date of payment.
5.2. The Contractor has the right to:
5.2.1. Require the Client to fulfill their obligations in good faith, comply with this Offer, and treat other Clients and the Contractor (including its representatives and employees) with respect.
5.2.2. Suspend the provision of Services to the Client in case of violation by the Client of the terms of the Offer (including but not limited to: violation of payment deadlines, rules of conduct in the closed Channel, disrespectful attitude towards other participants or the Contractor) until such violations are eliminated. The suspension time is not counted towards the Subscription term and does not extend it.
5.2.3. Terminate this Offer unilaterally out of court (withdraw from the agreement) in case of material violation by the Client of the terms of this Offer. Material violations giving the Contractor the right to unilateral termination of the agreement without refund include: · manifestations of aggression, rudeness, disrespectful attitude towards other Clients (recipients of the Service) and/or the Contractor (its representatives, employees, curators); · dissemination in the Channel or other communication channels of information of an advertising, political, provocative nature, as well as information degrading the honor and dignity of other persons; · repeated (two or more times) violation of the rules of conduct established by the Contractor for Channel participants; · attempts of unauthorized access to the Service materials, their copying, reproduction, or distribution to third parties; · committing actions aimed at destabilizing the operation of the Channel or Platform. In this case, the funds paid by the Client under this offer are non-refundable and constitute a penalty for the Client's actions.
5.2.4. Request and process the Client's personal data to the extent necessary for identifying the party and performing the terms of the Offer, in accordance with the Personal Data Processing Policy posted on the Website.
5.2.5. The Contractor has the right to apply to court in case of violation by the Client of any rights resulting in real damage to the Contractor, as well as in case of illegal use by the Client of any Material of the event for profit-making purposes.
5.3. The Client undertakes to:
5.3.1. Before accepting the Offer (paying for the Service), carefully familiarize themselves with the information about the Services, their cost, terms, conditions of provision, as well as the text of this Offer and the Personal Data Processing Policy.
5.3.2. Provide the Contractor with reliable and up-to-date contact data necessary for sending access to the Service and for prompt communication. The Client is responsible for the impossibility of receiving the Service or notifications due to providing inaccurate data.
5.3.3. Timely and fully pay for the Services in accordance with the chosen Tariff plan.
5.3.4. Independently and at their own expense ensure the technical possibility of receiving the Service: stable Internet access, a personal computer, smartphone or tablet, an up-to-date browser version messenger, as well as other software necessary for accessing the materials.
5.3.5. Respect the Contractor's intellectual property rights, not make video recordings of the service materials for transfer to third parties, not distribute (not publish, not post on Internet sites, not copy) the service materials.
5.3.6. Use access to the Service exclusively for personal non-commercial purposes, not allowing access to third parties (not transferring links to materials, invitations to the Channel, logins and passwords from the Platform's personal account).
5.3.7. Independently ensure access to the Internet, sound, and video images for receiving the Service.
5.3.8. In the Channel and chats created by the Contractor for providing services under the Agreement, the Client is prohibited from:

expressing complaints about the quality and scope of services provided by the Contractor;
using obscene language;
insulting and discriminating against both participants and third parties on any grounds (racial, religious, etc.);
posting in the chat files, images, links, etc. containing obscene, offensive content;
publishing messages/articles/posts/links of an advertising nature (to any degree);
publishing messages/articles/posts/images unrelated to the chat topic;
posting links to any chats or subscription pages;
creating third-party or own chats for communication of training participants;
calling on training participants to join third-party or own chats.

5.4. The Client has the right to:
5.4.1. Freely use at their own risk the personal intellectual, copyright, and other intangible results obtained during the provision of the Service (including knowledge, skills, abilities, insights), provided that such use does not violate the exclusive intellectual property rights of the Contractor and is not related to commercial reproduction or replication of the methodology itself, the Service Materials, or conducting a business identical to the Contractor's business.
5.4.2. Refuse to perform the Agreement and further receive Services at any time by notifying the Contractor in writing.

6. COST OF SERVICES AND PAYMENT PROCEDURE.
6.1. The cost of the Service is 12 US dollars. Payment is made by the Client by transferring funds to the Contractor's settlement account on a 100% prepayment basis of the cost effective at the time of payment.
6.2. The Contractor has the right to unilaterally change the cost of the Service. The new cost enters into force from the moment of publication on the Website. The change in cost does not apply to Services already paid for by the Client.
6.3.The Client's obligation to pay for the Service is considered fulfilled from the moment the funds are credited to the Contractor's settlement account (when paying in cash).

7. CONDITIONS AND PROCEDURE FOR REFUNDS. CHANGE OF TERMS.
7.1. Refunds upon withdrawal from the Agreement after the commencement of Service provision are not made.
7.2. Refunds upon withdrawal from the Agreement before the commencement of Service provision are made to the Client's settlement account minus:
bonus points used in payment for the Service, in an amount equal to the number of bonuses debited from the Client's account. These bonuses are not subject to return to the Client's account, as they are a virtual accounting unit that is not monetary funds and were used by the Client as partial payment for the cost of the Service.
7.3. Refunds to the Client on the grounds specified in clause 7.2 of this Offer are made on the basis of a written application from the Client sent to the Contractor indicating the reason for the refund. Refunds are made within 10 (ten) business days from the date of receipt by the Client of the Contractor's response to the relevant application.

8. PERSONAL DATA AND ITS USE.
8.1. The Client hereby gives consent to the processing of their personal data in accordance with UAE Federal Decree-Law No. 45/2021 on the protection of personal data and the Service Provider's Privacy Policy.

9. INTELLECTUAL PROPERTY PROTECTION.
9.1. All results of intellectual activity used by the Contractor in the course of providing the Service and included in its materials (hereinafter – "Intellectual Property") are the exclusive property of the Contractor.
9.2. The Client is granted the right to use the Service materials exclusively for personal non-commercial purposes under a simple (non-exclusive) license for the term of Service provision. Transfer of the Service materials to third parties, as well as their use beyond the limits established by this Offer, is not permitted.
9.3. The Client is strictly prohibited from performing the following actions in relation to the Service or its components without the Contractor's written permission:

Fixation (recording): making any recording (fixation) of online webinars, broadcasts, video lessons, their fragments, or other materials on any tangible media, including but not limited to: photo and video recording of the screen (screenshots, screencasts), recording with cameras, dictaphones, screen recording programs, and other technical means.
Copying and processing: copying, replicating, reproducing, processing, adapting, translating into other languages, modifying, creating derivative works based on the Service materials.
Distribution and publication: distributing, publishing, making available to the public (including on the Internet, social networks, messengers, forums, video hosting sites, file-sharing sites) recordings of online webinars, broadcasts, their parts, screenshots, text transcripts, as well as any derivative materials created based on the Service.
Transfer of access: transferring to third parties the login and password for accessing the Personal Account on the Platform, direct links to broadcasts, recordings, materials, or invitations to the Chat.
Commercial use: using the Service materials in full or in part for conducting own classes, trainings, consultations, webinars, teaching third parties, as well as for other commercial purposes, including extracting profit by any means.

9.4. Any unauthorized use of the Contractor's Intellectual Property (including but not limited to: recording and publishing full versions of presentations, commercial use of photo/video, resale of materials) entails liability in accordance with the current legislation of the UAE.

10. LIABILITY OF THE PARTIES.
10.1. The Contractor is liable for non-performance or improper performance of obligations under this Agreement in accordance with the legislation of the UAE.
10.2. The Contractor is not liable for the non-compliance of the provided Services with the subjective expectations and/or personal preferences of the Client. Such non-compliance is not grounds for recognizing the Services as rendered poorly or for a proportionate reduction in cost. The Service is considered quality if it is provided in full and in accordance with the schedule.
10.3. The Contractor is not liable for the Client's inability to obtain access to the Service or for improper reproduction quality if such inability arose for reasons beyond the Contractor's control, including but not limited to:

absence or unsatisfactory quality of Internet access for the Client;
malfunction, insufficient performance, or incorrect settings of the Client's equipment (computer, smartphone, tablet, headphones, speakers);
outdated or unsupported software, browsers, absence of necessary plugins or codecs;
blocking of Internet resources (Platform, Chat) in the Client's territory of residence or by their provider;
missing stages of the Service or absence in the Chat during the period of providing materials;
actions of third parties (hacker attacks, failures in backbone networks) beyond the Contractor's control.

10.4. In case of temporary technical failures in the operation of the Platform, closed Channel, or communication channels that occurred through the fault of the Contractor or its subcontractors, the Contractor undertakes to take all reasonable measures to restore access as soon as possible. At the same time, the Contractor is not liable for the Client's losses related to such failures, except in cases provided by law.
10.5. The Contractor is not liable for unauthorized use by third parties of the Client's personal data or login/password if such use became possible through the Client's own fault (transfer of data to third parties, use of simple passwords, infection of the Client's devices with malicious software, etc.).

11. FINAL PROVISIONS.
11.1. This Agreement enters into force from the date of Acceptance of the Offer by the Client and is valid until the Parties fully fulfill their obligations. Expiration of the Agreement's term does not release the Parties from liability for its violations.
11.2. All disputes and disagreements arising between the Parties in connection with the performance of this Agreement are resolved through negotiations.
11.3. Any disputes arising from this Agreement or related to it are subject to the exclusive jurisdiction of the courts of the Emirate of Dubai, United Arab Emirates.
11.4. This offer is drawn up in English. Any translation thereof into any other language is provided solely for convenience and is not legally binding. In case of any contradictions or discrepancies between the English version and any translated version, the English version shall prevail.

12. CONTACT DETAILS AND REQUISITES OF THE CONTRACTOR.
FILINA PROSPERITY MANAGEMENT - FZCO
Address: IFZA Business Park, DDP, Premises No. 58289 - 001 (leased premises address)

License number: 58289